COVERAGE

Care may be funded through private pay, insurance, or public health benefits.

Private Pay

Companion care, personal care, and select nursing services are available on a private pay basis. For individuals whose services are not covered by insurance, arrangements may be made directly.

Private Insurance

Many private health insurance plans include a home health benefit that may cover certain services also provided under Medicare or Medicaid. Coverage, copays, and eligibility vary by insurer. Steps Homecare Services can assist with benefit verification and coordination.

Long-Term Care Insurance

Many long-term care insurance policies include benefits for personal care and related services. Coverage and eligibility vary by policy. Steps Homecare Services can assist with verification and coordination.

Medicaid

Medicaid may provide coverage for certain home health services for individuals who meet state eligibility requirements. Covered services may include skilled nursing and therapy when eligibility criteria are met. Coverage and eligibility vary by program.